Types of insurance
Private medical cover is all about getting immediate access to the best possible medical care. There are two main types of major medical cover and everyday cover make sure you get the right one for you. Health insurance will pay for the bills you can’t afford when you most need it.
If you’re no longer able to work due to sickness or injury, Income/mortgage protection insurance will continue to pay an agreed monthly amount to cover your mortgage so you can concentrate on getting better, without losing your family home.
But isn’t this what ACC is for?
Long Term you are far more likely to be off work due to illness than you are due to an accident. And in the event that you DO end up having an accident that prevents you from working, you could receive both ACC and your insurance payments.
Major medical events like cancer, heart attack and strokes can have a huge impact on your life. These days we all know someone affected by one of these events.
Money at that time that will no doubt be stressful enough should be the least of your worries. Trauma cover will provide a lump sum of cash to make sure you can focus on getting back to health and the next steps of your life.
Total and permanent disability cover
Being permanently disabled will no doubt bring challenges you’ve never thought of. How would your family cope if you were never going back to work again? The bills keep coming and everyday expenses are still there, let alone ongoing treatment and changes to your living and or work environment. Total and permanent disability will provide you with a lump sum of cash in the event you’re never going to work again.
More like ‘death cover’. None of us like to think too much on the possibility, but the reality is that some of us will die prematurely. Ensure your dependants are not left with family or business debts. Life Cover can take care of financial commitments such as your mortgage, making sure that any long-term goals for your family or business can be achieved. Life Cover pays a lump sum to the beneficiary should the life assured pass away.
Step 1. A quick chat to understand your financial situation and what you’re wanting to achieve.
Step 2. Upfront feedback on where you are at, answer questions you’ve got and map out the next steps.
Step 3. Organise a catch up to run through your options. Skype, coffee or a beer.
Step 4. Guide you through any application or sign up process.
Step 5. Ongoing support, we are always a phone call or email away and here to help you and your family get the answers and help they need. Whether its a medical claim, buying a new home or changing your kiwisaver we are here to help.
more happy customers
Anthony was so helpful and patient. Happy to answer my many questions, listened to what our family needed and put us on the right path. Highly recommended! 🙂
Chris and Anthony are super knowledgeable in all things mortgages, KiwiSaver and insurance. Would highly recommend.
These guys are the best and really know there stuff. Always super helpful and great at breaking it down and explaining everything so you walk away feeling informed! Highly recommend!
Chris was great with financial advice. Nothing was a problem and he made it very stress free. Highly recommended.
Chris is awesome to work with. Really knows his stuff!! Highly recommend!!
Anthony was so helpful and awesome to work with! Highly recommend his services!
Chris was a great help with my KiwiSaver ?? great company.
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