The trusted partner for Kiwi home buyers
We turn renters into homeowners
Buying your first home should feel exciting — not overwhelming. We help you understand what’s possible, get mortgage-ready faster, and move into a home that’s truly yours.
Personal support. Smarter borrowing. Less stress.
From “Can we do this?” to “We did it.”
I used Tanta to get my first home.
There were some challenges but together we worked through them and kept going until I succeeded.
They help throughout the entire process, from start to finish.
We had a great experience with Tanta - especially as first home buyers!
“We really appreciate Tanta going above and beyond helping us!”
Stumbled across Tanta and I'm so pleased we did.
They were readily available when we had questions (I had a lot of them) and followed up regularly while we were searching for our home.
Highly recommend!
Ready to Own — But Don't Know Where to Start?
- Feeling like you have no idea how much you can borrow and what you should have ready before you ask for an approval?
- Why are you paying someone else’s mortgage and watching your hard-earned rent disappear into the landlord’s pocket?
- No one likes asking for permission. Dream of a home where you have Sunday BBQs, space for the dog you've always wanted, and the freedom to make it uniquely yours.
Highly recommend the team at Tanta. Big thanks to Chris and his team for making the whole process so stress free, they helped with every part of it including helping us find a suitable solicitor and insurance broker too. They made the hardest part of the process so easy. Special thanks to Michelle who was so prompt and on the ball with the paper work - you were a pleasure to deal with ☺️
Thanks guys, will have no problem recommending you!!
Tailored Mortgage Solutions for Every First Home Buyer Journey
Just Starting
Just starting your savings journey and want to know what to aim for?
Get a personalised savings plan. We'll help you determine the right deposit target—whether 5%, 10%, 15% or 20% is right for you. Calculate your approximate mortgage repayments, and outline any specific criteria to tidy up before applying. Making your dream home achievable sooner.
Ready to Apply
For buyers with their deposit saved and ready to find a property. Receive pre-approval strategy, lender matching, and application preparation to maximize your chances of approval
5% deposit
Imagine getting into your own home with just a 5% deposit! With government backing, you could be planning housewarming years sooner than you thought.
Why struggle to save that full 20% when there's support designed specifically for first home buyers?
Find out if you're eligible in just 2 minutes:
I used Tanta to get my first home.
There were some challenges but together we worked through them and kept going until I succeeded.
They help throughout the entire process, from start to finish.
We had a great experience with Tanta - especially as first home buyers!
“We really appreciate Tanta going above and beyond helping us!”
Why First Home Buyers Choose Tanta
Simplified Process:
We break down the complex mortgage journey into clear, manageable steps—from pre-approval through to settlement and beyond. We guide you through each stage, explaining what's happening, what's needed from you, and what comes next. Our support continues with annual reviews and advice when it's time to refix your rates or consider refinancing options. No confusing bank terminology, just straightforward guidance throughout your entire home loan journey.
Higher Approval Chances:
We understand the specific criteria banks evaluate in mortgage applications including the differences between banks. We strategically prepare your submission to maximize your approval chances. We highlight your financial strengths while addressing potential concerns before the bank even raises the question.
Jargon-Free Communication:
Fixed or floating rates, revolving credits and other mortgage options can overwhelm first-time buyers. Beyond that, the entire home loan process is filled with confusing terminology—from LVRs to conditional offers and settlement requirements. We explain everything in simple terms and provide recommendations. You'll understand your mortgage clearly and feel confident navigating the entire home buying journey.
End-to-End Support:
We're your mortgage partners for life, not just until settlement day. From your initial assessment through to settlement, we're by your side explaining each step. Our relationship continues with regular check-ins, refinancing guidance, and advice when market conditions change or your life circumstances evolve. When it's time to refix, upgrade, or invest, we'll be there with the same personalized approach.
Access to Multiple Lenders:
We have relationships with all of New Zealand's major banks and lenders, giving you options beyond just the bank you've grown up with. This allows us to match you with the right lender based on your unique situation, income, and goals. We help you navigate each bank's different policies to find the best fit for your first home purchase.
No Cost to You:
Our professional mortgage broking service is completely free for first home buyers.
We're paid by the lender when your loan settles. Banks allocate part of their marketing budget to pay mortgage advisers like us because we handle much of the application work and qualifying process on their behalf. This means you receive our expertise, personalized service, and support throughout the home purchase process without paying any fees whatsoever.
The Tanta First Home Journey™
Our proven 6-step process that takes you from "maybe someday" to holding your new house keys:
- Free Discovery Call - We get to know your situation and goals
- Financial Assessment - We calculate what you can afford and what's possible
- Pre-Approval Strategy - We secure your buying power before you start looking
- Property Finding Support - We guide you through the property search process
- Collaborative mortgage planning - We structure your mortgage together, teaching you how to save hundreds of thousands in interest and pay off your loan sooner
- Settlement & Beyond - We ensure a smooth settlement and stay your mortgage advisor for life
FREE FIRST HOME BUYER'S ROADMAP
Download our comprehensive guide that walks you through each step of the home buying journey in New Zealand. Learn what banks really look for, how to maximize your deposit, and the little-known strategies that can get your mortgage approved faster.