NZ mortgage brokers for first home buyers
We’ll guide you, step by step,
into your first home.
We work for you, not the bank. We’ll show you what you can afford and find the lender most likely to say yes. It’s free, the bank pays us, not you.
A free 15-minute chat with one of our advisers. No pressure.
From “Can we do this?” to “We did it.”
We turn renters into homeowners
I worked with Tanta on my first home application. Highly professional, and they made the whole journey doable. Highly recommend, and now enjoying living in my new home in Swanson!
I used Tanta to get my first home. There were some challenges, but together we worked through them and kept going until I succeeded, with help throughout the entire process.
We recently bought our first home in Hamilton. The team were amazing, with prompt responses, and always kept us in the loop. A seamless experience. We strongly recommend Tanta, gold standard.
There’s a right way to apply, and a wrong way.Most people are never shown the difference.
- You don’t know exactly what a lender is weighing up. So it’s easy to focus on the wrong areas, and leave what’s actually important unexplained.
- A lender is looking for certainty you’ll pay it back. So without the right context, a perfectly normal detail can raise a doubt, and count against you.
- A red flag you could have sorted first can turn a maybe into a flat no, and set you back months.
★★★★★
“They made the whole mortgage process easy and stress-free, taking the time to explain everything clearly and always answering our questions.”
Caz · First home buyer, Google review
What we can help with
Whatever stage you’re at, there’s a clear path, and a real person to guide you through it.
Buying your first home
Deposits, KiwiSaver and pre-approval, from your first question to your keys.
First home buyers →Building or buying new
How the lending and deposits work when you build or buy a brand-new home.
New builds →Reviewing your mortgage
Refinance for a cash contribution, a sharper rate, or to pay it off faster.
Review your mortgage →Using your KiwiSaver
Make the most of your KiwiSaver towards your first-home deposit.
KiwiSaver →Here’s how we help you get a yes, from your first call to your keys.
- We know exactly what a lender is weighing up, so we make sure the things that matter are front and centre, and properly explained.
- Anything that could raise a doubt, we explain up front, so a perfectly normal detail reads as normal, not a question mark.
- We spot the red flags early and help you clear them before you apply, consolidating a debt, dropping a credit-card limit, tidying up your accounts, so they’re sorted before a lender ever sees them.
The bank works for the bank… We work for you.
Who you’ll work with
Real people, in your corner.
We’re Chris and Anthony, mortgage brokers who started Tanta to do this properly. We focus on first-home buyers because they’re the people who get the most out of real advice, and we love helping someone go from “can we even do this?” to holding the keys.
No call centres and no being passed around. Just two people who’ll tell you straight what’s possible and what to do next.
Meet the team behind Tanta →
Wherever you’re at, there’s a place to start
Whether you’re just dreaming about it or ready to apply, you can do this, and we’ll show you how.
“I don’t know where to start”
You know you want to buy, you’re just not sure how to begin or what to work on. Our 2-minute readiness quiz shows you where you stand and what to focus on next.
“I’m close, I just need a timeline”
You’ve been saving hard and you’re nearly there. We’ll map how far off you really are and the fastest path to ready, so you know exactly what you’re aiming at.
“I’m ready, I want to do it right”
You’re set to apply, you just want to put your best foot forward. We’ll find the lender that fits you best, structure it right, and put the application in for you, so it lands with the best shot at a yes.
Anthony helped us get a grip on our finances and a clear picture of exactly what we needed to do to get our first home.
Kiri-ann H. · First home buyer · Google review
Throughout the journey our circumstances changed a few times, but Chris always found a solution and adapted the plan to make everything work out.
Claire W. · First home buyer · Google review
Anthony handled every obstacle quickly, with solutions and feedback. Dealing with banks can be painful, Tanta made it easy.
Adam B. · First home buyer · Google review
You know you want to buy a house.
The hardest part is knowing how.
So we made it simple. Six clear steps, from your first call to moving in.
- 1
Free Discovery Call
A quick 15-minute chat, some honest feedback, and we both check we’re a good fit.
- 2
Your Strategy Session
A 30 to 45-minute video call to map out your goals, what you can borrow, the right bank for you, and your next steps.
- 3
Getting Pre-Approved
We gather your documents and get you pre-approved, so you know your budget before you start looking.
- 4
House Hunting
We back you up as you search: what to ask at open homes, what to offer, and how to make a conditional offer that protects you.
- 5
When You Find a Place
We line up your lawyer, sort the valuation and building report, and get the bank’s sign-off on the property.
- 6
Loan Structure & Settlement
We structure your loan to suit you, then see you through to settlement and the keys.
Free roadmap
Your First Home Buyer’s Roadmap
The whole home buying journey at a glance, in plain English: what you can actually borrow, what banks really look for, and the 6 steps from your first call to picking up the keys.