NZ mortgage brokers for first home buyers
We help you buy your first home.
We work out what you can afford, deal with the banks for you, and guide you through every step. It’s free, the bank pays us, not you.
A free 15-minute chat with one of our advisers. No pressure.
From “Can we do this?” to “We did it.”
We turn renters into homeowners
Chris Browne made the whole mortgage process easy and stress-free. He took the time to explain everything clearly, always answered our questions, and went above and beyond to find us a great deal. We’re so grateful for his support and wouldn’t hesitate to recommend him to anyone.
We had a great experience with Anthony — especially as first home buyers! He was super helpful and responsive throughout the process and took the time to explain everything to us and make sure we had all the available information as we planned and purchased. We really appreciate him and Tanta in general going above and beyond helping us!
Highly recommend. Ants helped us get a grip of our finances and a clear picture of what we needed to do to get our first home. Extremely knowledgeable and made everything simple for us to understand. Thank you!
You know you want to buy a house.
The hardest part is knowing how.
- You’re looking at open homes and Trade Me listings with no real idea what you can actually afford.
- You’re not sure how the process works, or what needs to happen and when. Do you start with a mortgage broker, or a lawyer?
- You’re making the biggest financial decision of your life so far, and you just want to be sure you don’t get it wrong.
That’s where we come in.
We’re so grateful to Anthony for helping us buy our first home and an investment property! Anthony made the mortgage process so much easier than we expected, always taking the time to explain everything and answer all our questions. We never felt rushed or overwhelmed, and he worked hard to find us the best rates and loan options, providing expert advice on how to structure the loan for our second property. Honestly, we couldn’t have done it without him! If you’re looking for mortgage brokers who are knowledgeable, patient, and truly have your back, we highly recommend Tanta.
Tailored Mortgage Solutions for Every First Home Buyer Journey
Just Starting
Just starting your savings journey and want to know what to aim for?
Get a personalised savings plan. We’ll help you determine the right deposit target—whether 5%, 10%, 15% or 20% is right for you. Calculate your approximate mortgage repayments, and outline any specific criteria to tidy up before applying. Making your dream home achievable sooner.
Ready to Apply
For buyers with their deposit saved and ready to find a property. Receive pre-approval strategy, lender matching, and application preparation to maximize your chances of approval
5% deposit
Imagine getting into your own home with just a 5% deposit! With government backing, you could be planning housewarming years sooner than you thought.
Why struggle to save that full 20% when there’s support designed specifically for first home buyers?
Find out if you’re eligible in just 2 minutes:
Although I now have a mortgage, I feel more confident and secure about my financial situation than ever before. Throughout my house-hunting journey, my financial circumstances changed multiple times, but Chris always found a solution and adapted the plan to make everything work out for the best. His support and guidance along with his team made the process much easier to manage.
Highly recommend the team at Tanta. Big thanks to Chris and his team for making the whole process so stress-free — they helped with every part of it including helping us find a suitable solicitor and insurance broker too. They made the hardest part of the process so easy. Special thanks to Michelle who was so prompt and on the ball with the paperwork — you were a pleasure to deal with. Thanks guys, will have no problem recommending you!
Why First Home Buyers Choose Tanta
Simplified Process:
~Clear, manageable steps from pre-approval to settlement and beyond
~Plain-English explanations at every stage—no confusing bank jargon
~Ongoing support with annual reviews and refinancing advice
~Guidance on what’s happening, what you need to do, and what comes next
Higher Approval Chances:
~Understanding of each bank’s unique criteria and preferences
~Highlighting your financial strengths while addressing potential concerns
~Proactive approach before the bank even raises questions
Jargon-Free Communication:
~ We explain everything in simple terms and clear language
~Demystifying complex terminology—LVRs, conditional offers, Fixed/Floating
~You’ll understand your mortgage clearly and feel confident navigating the entire home buying journey.
End-to-End Support:
~Your mortgage partners from initial assessment through settlement and beyond
~Regular check-ins as your life circumstances evolve
~Refinancing guidance and advice on market condition changes
~Personalized approach whether you’re buying in 1month or 18months
Access to Multiple Lenders:
~Relationships with all of New Zealand’s major banks and lenders,
~Options beyond just the bank you’ve grown up with.
~Matching you with the right lender based on your unique situation, income, and goals.
~We know the bank’s different policies to find the best fit for your first home purchase.
No Cost to You:
~Our professional mortgage broking service is completely free for first home buyers.
~Paid by the lender when your loan settles—no fees to you whatsoever
~Expert, personalized service throughout the entire process
~Full support with application work and qualifying at no cost
The Tanta First Home Journey
Six clear steps, from your first call to moving in.
- 1
Free Discovery Call
A quick 15-minute chat, some honest feedback, and we both check we’re a good fit.
- 2
Your Strategy Session
A 30 to 45-minute video call to map out your goals, what you can borrow, the right bank for you, and your next steps.
- 3
Getting Pre-Approved
We gather your documents and get you pre-approved, so you know your budget before you start looking.
- 4
House Hunting
We back you up as you search: what to ask at open homes, what to offer, and how to make a conditional offer that protects you.
- 5
When You Find a Place
We line up your lawyer, sort the valuation and building report, and get the bank’s sign-off on the property.
- 6
Loan Structure & Settlement
We structure your loan to suit you, then see you through to settlement and the keys.
FREE FIRST HOME BUYER’S ROADMAP
Download our comprehensive guide that walks you through each step of the home buying journey in New Zealand. Learn what banks really look for, how to maximize your deposit, and the little-known strategies that can get your mortgage approved faster.