Benefits of a First Home Loan with Tanta

1. Get into your first home sooner with just a 5% deposit.

2. Use a combination of savings, Kāinga Ora First Home Loan, KiwiSaver withdrawal, or family gifts to make up your deposit.

3. Save on interest with no additional Low Equity Margin (LEM) added to your rate.

At Tanta, we’re committed to making your first home purchase as seamless and affordable as possible. Let us help you unlock the door to your future!

How It Works

1. Start by applying directly with us. Reach out to a Tanta Home Loan Expert today, or if you’re an existing Tanta customer, apply conveniently through customer portal.

2. Prepare a 5% deposit to secure your first home purchase.

3. Tanta, in partnership with Tanta and Kāinga Ora, will assess your application to confirm eligibility.

4. Upon purchasing your first home, a one-time Lenders Mortgage Insurance (LMI) premium will apply.

At Tanta, we’re here to guide you every step of the way, making your path to homeownership simple and stress-free.

Qualifying for a First Home Loan

To be eligible for a First Home Loan, you’ll need to meet the following criteria:

1. Your annual household income before tax must not exceed:

 - $95,000 for a single borrower.
- $150,000 for two or more borrowers (with or without dependents).
- $150,000 for a single borrower with one or more dependents.

2. You must be purchasing your first home to live in.

3. You must be a New Zealand citizen or permanent resident.

Not sure if you qualify? Check your eligibility for a First Home Loan today and take the first step toward owning your dream home with Tanta.