Buy your first home with confidence
As specialist first-home mortgage brokers, we don't just find you a loan, we guide you through every step.
Trusted by over 1,000 first-home buyers across NZ
Every year, thousands of Kiwis miss out on owning their own home because they're unsure where to start or afraid of making a costly mistake.
We're here to change that.
Tanta's brokers specialise in helping first-home buyers get approved, even if you're unsure about your deposit, bank accounts, or credit history.
We'll guide you, advocate for you, and make sure you're set up for long-term success.
What will it cost?
Nothing. All our advice and support is free.
"Highly recommend the team at Tanta... they helped with every part of it including helping us find a suitable solicitor and insurance broker too. They made the hardest part of the process so easy"
"We had a great experience with Tanta - especially as first home buyers!
We really appreciate Tanta going above and beyond helping us!”
"I used Tanta to get my first home. There were some challenges but together we worked through them and kept going until I succeeded.
They help throughout the entire process, from start to finish."
A stress free way to apply - our 6-step process
Step 1
Initial Phone Consultation
A quick, no-obligation call to understand your position and explain the application process. We'll discuss the three key factors that determine your borrowing capacity:
Step 2
Secure Data Collection
Upload your information quickly and easily through our secure online portal.
Step 3
Education & Strategy Session
Our signature "Strategy Sessions" are comprehensive online meetings that cover everything first-home buyers need to know.
Step 4
Pre-approval & House Hunting
We'll guide you to the lender most likely to approve your application. Not all banks are the same and choosing the right one can mean the difference between approval and rejection.
Step 5
Loan Structuring
Optimizing your mortgage structure to pay it off faster and save you money.
Step 6
Ongoing Support
Ongoing advice and will contact you when it's time to refix your rates.
Available nationwide
Tanta provides mortgage consultation throughout New Zealand. All meetings are conducted via phone or video call, with documents securely uploaded through our online portal.
Frequently Asked Questions
Lending criteria's constantly change - The same applicant may get rejected by one bank but approved by another, or one lender may approve you for significantly more than another. This could mean the difference between buying your dream home or thinking that you're not ready when you actually are.
Tanta has relationships with all major lenders and knows which bank will give you the best possible outcome.
No. It's a common myth that your accounts need to be spotless. Some expenses affect your borrowing capacity, others don't. We'll explain which is which and help you prepare properly.
Not necessarily. While 20% is sometimes needed for pre-approval, you might be able to purchase with as little as 5%. We'll help you to explore all your options.
Yes. Your don't need to be debt-free, but a good credit history is important. We can assess your full financial picture and guide you to lenders who will understand your situation.
Lenders we work with
Ready to get started?
