Why get KiwiSaver in the first place – Its free money!
A part of daily life in New Zealand that many Kiwis don’t want to talk about is the fact that we are notoriously bad at thinking about the long term. The “She’ll be right” mentality is great to have as an outlook when it comes to most aspects of life, but not when it comes to saving for your First Home or Retirement. The simple fact is the majority of Kiwis have less than $1000 in their savings account. Couple this inability to save with ever increasing house prices and it’s no wonder many Kiwis are unable to afford their First home.
On the other side of the coin, people who already own their own home aren’t doing much better. Many Kiwis are reaching retirement age with huge debts hanging over their heads and only The New Zealand Super (roughly $19,000 per Year) to get them through.
Enough of the sobering facts! If you would like to change the outlook of your future, there is a solution and that solution is Kiwisaver!
KiwiSaver offers benefits no other investment can
The simple facts about Kiwisaver
- As part of Kiwisaver you get a payrise of 3% from your employer to go towards your contributions every Year.
- The Government will contribute up to $521.43 into your fund every year!
- You can withdraw your funds for a First home.
- You may qualify for up to $10,000 per person as an additional bonus to your deposit when buying a First Home.
The best part of all is that these benefits apply to all Kiwisaver funds regardless of your choice between, Conservative, Balanced or Growth funds.
But the real magic of Kiwisaver comes from combining all these great benefits with a top fund choice. “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” ~Albert Einstein
OK OK so I’m sold I want KiwiSaver, What now?
This is where we step in and help you decipher the right fund for you from the hundreds of fund choices out there. The difference in fund choice can literally be hundreds of thousands of dollars at retirement age.
Want a Personal touch?
Click here to send us an email or give us a call at any time to discuss your options for fund choice whether you want to buy a first home or save for retirement we can help you!
more happy customers
Anthony was so helpful and patient. Happy to answer my many questions, listened to what our family needed and put us on the right path. Highly recommended! 🙂
Chris and Anthony are super knowledgeable in all things mortgages, KiwiSaver and insurance. Would highly recommend.
These guys are the best and really know there stuff. Always super helpful and great at breaking it down and explaining everything so you walk away feeling informed! Highly recommend!
Chris was great with financial advice. Nothing was a problem and he made it very stress free. Highly recommended.
Chris is awesome to work with. Really knows his stuff!! Highly recommend!!
Anthony was so helpful and awesome to work with! Highly recommend his services!
Chris was a great help with my KiwiSaver ?? great company.
Get in touch!